Car depreciation calculator five years out.

Most cars lose 15–30% of value in year one and 8–15% per year for the next two. From year four onwards, percentage losses flatten — but pound losses can still be significant for premium and luxury cars. Mileage, condition and history (HPI status, MOT advisories, write-off categories) influence the actual figure heavily.

Until very recently, EVs lost more in years one and two than equivalent petrol cars — battery anxiety, evolving model line-ups and rapid cost-down on new EVs all played a role. This effect is flattening in 2025, particularly for cars with documented battery state-of-health.

Specialist sports cars (911, MX-5), strong hybrid SUVs (RAV4, Niro), some pickups (Ranger), and limited-availability premium cars (Land Rover Defender) historically resist depreciation best. Fashion-led mainstream cars depreciate fastest.

Yes — the curve gives you a fair-market reference point. Pair the calculator's output with a paid VDI valuation for a registration-specific number, and run a Full HPI check to confirm the car's history doesn't hide value-killers.